NMLS# 554842

Tim serves as Mortgage Loan Officer with BancorpSouth.   Having originated his first home loan in 1995, he’ll use his experience to identify the loan that best fits your life. Whether you’re looking to refinance your existing home or purchase a new home, give Tim a call at 417-730-8024.  He would love to visit with you and discuss your options.

Tim earned his Bachelor of Science Degree in Finance from Missouri State University and is a US Army Veteran.  He joined the Board at OACAC in 2003 and has served as the Vice-President of the 10 County Area Board since 2015.  Additionally, he volunteers through the Springfield Area Chamber of Commerce, Cox Health, and Springfield Public Schools.

When asked what he loves most about being a lender, Tim said, “I love that no two days are the same.  Each day allows me to marry my love of numbers to my love of people.  It’s a great day when clients take the first step toward owning a piece of the American Dream.” 


e-mail:  tim.prater@bxs.com

3939 S. Fremont Ave  |  Springfield, MO  65804

Office:  417-730-8024  |  Cell:  417-827-4755

Apply Online:  www.timothyprater.com